Trusted by Investors and Borrowers alike

As the UK’s largest peer-to-peer lender to business, our platform has helped thousands of Investors grow their wealth with confidence since 2013. Multi-award-winning and trusted for over a decade.

About us

£827,472,306

invested since 2013

8.50% p.a.

typical interest rate

1000s

of loans to businesses across the UK

Why invest with folk2folk?

Earn monthly income, invest with confidence

Looking to grow your wealth while making a difference? FOLK2FOLK offers a fixed monthly return secured against UK property, giving you peace of mind while your investment supports British businesses and regional economies.

Explore Business Loan Investments

Fixed monthly income at typically 8.5% p.a.
Secured against UK land/property
Tax-free option with our IFISA
No fees to invest
Personal service
Potential to sell via our secondary market

For Individual Investors

Invest for the life you want

Your life, your goals. Whether you’re investing for income, freedom, lifestyle, or legacy, our property-backed investments can help you get there.

Looking to invest as an institution, family office, or business? Explore professional investing options.

Earn monthly income

Invest from £20,000 and generate passive income with fixed monthly returns.

Senior happy couple taking selfie in tropical sea while snorkeling

Fund your goals

Use your investment to support the lifestyle and milestones that matter most to you.

Man leaning on window ledge looking out of window

Grow your wealth

Use property-backed investments to build and protect your wealth.

Make an impact

Combine purpose and profit with property-backed investments that support UK businesses.

What our customers say

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"We have been investing through folk to folk for over 5 years and feel that we know most of the staff . I have every confidence in them they are friendly efficient and answer the phone straight away and some even recognise me by my voice. I recommend this company 100%"

T.H - Investor

"As an investor with F2F for almost 10 years, I have always been impressed with how they operate & would always recommend them."

T.L - Investor

"I have nothing but praise for all the people at Folk2Folk. Always respond quickly to phone calls and keep me informed at every stage of the loan process. Also, great interest rates."

E.A - Investor