• We provide British SMEs the funding they need to grow, develop or diversify.

  • You can earn 6.5% p.a. in interest, secured against land and property.

    Capital at risk. No FSCS.

  • Institutional Investors could earn 6.5% p.a. by backing British SMEs.

    Capital at risk. No FSCS.

Business Loans

  • Rates typically 0.54% p.m.*
  • Business loans from £100,000
  • Borrow from 6 months - 5 years
  • Interest-only loans in weeks not months
Apply for a loan
*Your security property could be at risk if you don’t meet payments.


  • Interest rate typically 6.5% p.a.*
  • Interest paid monthly
  • Secured against land or property
  • Personal service
Register as an Investor
*Capital at risk. No FSCS.

Business loans funded to date


Our approach to marketplace lending

Human 2 Human

We are the human face of finance

Fairer Finance

We believe in a fair exchange between our Investors and Borrowers

Invest Local

Our Investors are helping local businesses throughout Britain grow and thrive

K. Holmes, Investor, FOLK stories
"I feel secure lending with FOLK2FOLK and enjoy a good rate of return. FOLK2FOLK has a family feel to it which I find reassuring."
K. Holmes, Investor, FOLK stories

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