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Positively impacting regional economies across Britain.

FOLKONOMICS™ is the term coined by FOLK2FOLK to describe the flow on economic benefits that result from its marketplace lending.  Watch the below animation to see how it works.

The transactions between our Borrowers and Investors have an impact that is felt far beyond their relationship via our online platform.

By accessing secured business loans for growth, development and diversification, our Borrowers often benefit their local economy and community. In most instances they are creating and sustaining jobs; retaining talent in the non-urban areas of regional Britain, and stemming its tide to the cities.

The more regional businesses our Investors help, the greater the positive impact on the British economy. Vibrant regional economies attract people into those areas, new homes are built, house prices are stabilised, other local businesses benefit as a result and from being part of the inevitable supply chain; the demand for better communication and connectivity increases, local bus routes retain their relevance, local schools and services are maintained and issues of social deprivation are better tackled.

Additionally, our Investors are earning from 7.5% p.a to around 9.5% p.a. interest on the capital they lend, many adding to their retirement income, which increases their available spend into their local economy.

FOLKONOMICS™ enables Investors to make a positive impact on Britain’s regional economies and we think it’s one answer to securing long-term economic prosperity for a post-Brexit Britain.

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