Proudly supporting British businesses since 2013

Awarded “P2P Lender of the Year” at the Alternative Credit Investor Awards 2024.
Awarded “Specialist Lender of the Year 2024” in the NACFB Commercial Lender Awards.

Fourth consecutive year of dividend payments made to shareholders.

Passed the £700 million lending milestone.

Returned a record £15.78 million in interest to investors in the 2023/24 tax year,

Achieved a record turnover of £5.282 million for FY 2023 and a pre-tax profit of £1.28m, marking fifth consecutive year of profit.

Passed £650 million lending milestone

Awarded “Business Lender of the Year”, “Ethical Lender of the Year” and “CEO of the Year” at the P2P Finance Awards 2023.

Third consecutive year of dividend payments made to shareholders.
Announced that Investors earned £14.2 million in interest during the 2022/2023 tax year.

Achieved a pre-tax profit of £1.373 million (FY 2022), marking four consecutive years of profitability.
Reached 10 year anniversary.

Named UK’s largest P2P lender to business by sector press

Wins “Business Lender of the Year” and “P2P Lending Platform of the Year” (Peer to Peer Finance News Awards).

Second consecutive year of dividend payments made to shareholders.

Achieved £2m profit (FY 2021), marking third consecutive year of profit.

Surpasses £500 million in lending.

Named the UK's second-largest peer-to-peer lender by sector press.

British Business Investments (BBI) becomes a FOLK2FOLK investor.

Loan Book exceeds £200m.

First dividend payment made to shareholders.

Formaerly extended offering to Scotland and NI.

Reached £440m in cumulative lending.

Achieved £1m profit (FY 2020), marking second consecutive year of profit.

Exceeds £400 million in cumulative lending.

Partners with CrossLend to expand funding sources.
Accredited by the British Business Bank to deliver Coronavirus Business Interruption Loan Scheme (CBILS) loans.

Achieved profitability with a post-tax profit of £198,000 for FY2019.

Announced onboarding of first Institutional Investor

Appoints Roy Warren as Managing Director.
Achieves £300 million in loans.

Reaches £250 million in lending, becoming the third-largest peer-to-peer lender to businesses in the UK.

Giles Cross appointed CEO.

Reaches £176 million in lending.

Launched the Innovative Finance ISA (IFISA).

Received FCA full authorisation.

Opened new national headquarters at Number One, Launceston.

Surpasses £100 million in loans funded.

Launches a national Legal Panel to support its expansion strategy.

Wins “Best Lending Platform for Small Businesses” AltFi Award.

Provides funding to kickstart a landmark mixed-use development project, facilitating infrastructure for Cornwall's 6,000-seat sports stadium.

Jane Dumeresque appointed CEO to drive national expansion.

Introduces nearly £50 million of funding to borrowers, predominantly in Cornwall and Devon.

Opens first agency outside Cornwall in Crediton, Devon, supporting over 100 new homes and job creation.

FCA Interim P2P lending permission.

Facilitates £22 million in loans within the first year.

FOLK2FOLK opens first branch in Launceston.

FOLK2FOLK is founded in Launceston, Cornwall, with David Brown as Managing Director.