We have a well-earned reputation as a friendly and human business because we’re about people; it’s in our name, and it’s how we think finance should be. The Financial services sector has become data driven, digitised and abstract which can create distance with the customer. We think technology should facilitate a faster experience by replacing inefficient processes but should not become a barrier to relationships.
FOLK2FOLK is a national business on a mission to create prosperity for Britain’s regions. An inequality of opportunity for prosperity exists across the country and (without being in any way political) we want to play our part in redressing that imbalance.
We believe we can have a direct and positive impact in supporting our regional economies by facilitating access to finance for small businesses, while providing attractive investment opportunities for individuals and Institutions.
A happy by-product of our lending is a flow on of benefits to the wider community and includes job creation, bolstering local supply chains, and the continued movement of money through local economies. We coined the term FOLKOMONICS™ to describe this human impact of finance. Learn more
Since 2013, we’ve successfully provided secured business loans to small businesses across Britain. From property renovators and developers, country hotels and pubs, food and drink producers, landowners and farmers seeking to diversify, manufacturing businesses, yoga studios, cafes, and golf courses to name only a few.
Our Investors are individuals and institutions seeking to make a good investment and get the most out of their money. As a FOLK2FOLK Investor, they receive a fixed interest rate of typically 6.5% p.a. secured against land/property and the knowledge they are making a positive impact on British businesses and local communities.
Important Information:Your capital is at risk and is not protected under the Financial Services Compensation Scheme. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.
Your property against which the loan is secured could be at risk if you don’t meet payments. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.