We have a well-earned reputation as a friendly and human business. We take pride in our strong relationships with customers and our wider network and the fact we take a human, fair and prudent approach to all things. We use technology to enhance our human relationships and bring them together. We describe FOLK2FOLK not as a B2B or B2C business, but as H2H (Human2Human).
FOLK2FOLK is a national business on a mission to create prosperity for Britain’s regions. We are a responsible lender and believe we can have a direct and positive impact in supporting our regional economies by facilitating access to finance for small businesses, while providing attractive investment opportunities for individuals and Institutions.
In many instances, the transactions between our Borrowers and Investors have an impact that is felt far beyond their relationship through our online platform. FOLKONOMICS™ is the term coined by FOLK2FOLK to describe the economic flow on benefits to the wider community. Learn more
Since 2013, we’ve successfully provided secured business loans to small businesses across Britain. From property renovators and developers, country hotels and pubs, food and drink producers, landowners and farmers seeking to diversify, manufacturing businesses, yoga studios, cafes, and golf courses to name only a few.
Our Investors are individuals and institutions seeking to make a good investment and get the most out of their money. As a FOLK2FOLK Investor, they receive a fixed interest rate of typically 6.5% p.a. secured against land/property and the knowledge they are making a positive impact on British businesses and local communities.
Important Information:Your capital is at risk and is not protected under the Financial Services Compensation Scheme. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.
Your property against which the loan is secured could be at risk if you don’t meet payments. FOLK2FOLK Limited (Company Registration No. 08178576) is authorised and regulated by the Financial Conduct Authority (FRN 720867). Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.