Skip to main content Skip to navigation

Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

FOLK2FOLK Secured Investments & Loans logo
  • Invest

    Who can invest

    • Individual investors
    • Businesses
    • Family Offices
    • Institutions

    Investment goals

    • Earn monthly income
    • Preserve wealth
    • Fund life goals
    • Make an impact

    Ways to invest

    • Business Loan Investment
    • Innovative Finance ISA (IFISA)
    • Available opportunities
    • Secondary Market

    How it works

    • How investing works
    • Understanding risk
    • How to become an investor
    • Investor terms & fees
    • Accessing your money
    • Defaults & recoveries
    • Our track record
    • Investor FAQs

    • Register as an investor
    • Outcomes statement
    • Knowledge Hub
    • Login
  • Borrow

    What we fund

    • Sectors
    • Loan purposes
    • Customer stories

    Our loans

    • Business Loan

    How it works

    • Who can borrow
    • Borrowing process
    • Security & LTV
    • Terms & costs
    • FAQs

    • Get a loan
    • Explore Knowledge Hub
  • Introduce

    Refer borrowers

    • How it works
    • Make a referral

    Refer investors

    • How it works
    • Make a referral

    Other introducers

    • Content creators
    • Media owners
    • Network organisers
    • Existing customers
    • Signpost your contacts to FOLK2FOLK

    • Explore Knowledge Hub
  • News & views
    • Insights
    • News
    • Meet the FOLKs
    • FOLK stories
    • Knowledge Hub
  • About
    • Our awards
    • Our history
    • Our impact
    • Our purpose
    • Our story
    • Our team
    • Our track record
    • Careers
  • Contact
  • Portal Login

Home ● Insights ● A time to reflect for farmers?

A time to reflect for farmers?

19 Nov, 2021

Autumn is the new January! Cows are in; tups are out. Winter crops are in, blackgrass spray on. Silage clamps full; slurry lagoons empty-hopefully. Not that I am suggesting there is nothing to do, there is always something to do, but it might be possible to accept a couple of those shooting invitations sitting behind the clock on the mantlepiece!

For many types of enterprises, the farming year starts in Autumn and by November the ‘first phase’ of the year is over. Certainly, the die is cast in terms of crop establishment, especially oilseed rape. The condition score of ewes will in part define the success of next spring’s lambing and autumn block-calving dairy herds will be looking for a high percentage of takes at first insemination.

It may be a useful time to take stock.

Period of change

Like many other types of business, farming is having to deal with a shortage of labour, difficulties in obtaining raw materials and inflation. However, farming is also having to deal with a period of unprecedented change as we move away from being shielded by the Common Agricultural Policy. The industry continues to carry the legacy of a post-war cheap food policy and food remains a highly political issue in the lives of our population; the recent media coverage of empty supermarket shelves makes the point. Farmers would much prefer to be paid the right price for their produce, but the fact remains that farming has had to rely on subsidies in one form or another, be it a guaranteed payment scheme, intervention, IACS, SFP or BPS. But not for much longer.

How will you change your business to compensate for the cut in direct funding?

Staycation 2022

Despite the problems of Covid 19, which for many has had a disastrous effect on family life which cannot be underestimated, there have also been winners. For landowners and farmers involved in a diversification offering leisure and hospitality it has been a bonanza. Earlier this year we ran a #HelpfulFOLK webinar which highlighted the fact the permitted rights to establish a pop-up campsite were extended from 28-days to 56-days. One listener took up the challenge with only the minimum of investment and went on to gross £120,000! Lobbying is taking place to keep the extension for 2022.

Could you use the winter period to lay on the basic infrastructure for a camp site? Even with no extension you still have a 28-day window.

Emerging opportunities

The estate and farm in the 21st century are not just producers of food. Responsibilities extend to caring for the environment, increasing biodiversity, public access, and water quality. Business activities extend to producing energy, leisure, entertainment, hospitality and even storage facilities. There is more to come as we get to grips with climate change.

Make time to join our next #HelpfulFOLK webinar on Monday 29th November at noon to hear how climate change mitigation might affect you. We won’t have all the answers, but you may become more aware of the opportunities.

SHARE THIS POST

PREV

Our door is open to retail investors

NEXT

What Does Net-Zero Mean for the Agri Sector?

As featured in

Working in Partnership with

FOLK2FOLK Secured Investments & Loans logo

New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

What we do

  • Invest
  • Borrow
  • Introduce
  • Contact

Resources

  • Blog
  • Press
  • FOLK Stories
  • Knowledge Hub

Who we are

  • Our purpose
  • Our history
  • Our awards
  • Careers

Legal

  • Borrower T&Cs
  • Investor T&Cs
  • Privacy policy
  • Cookies policy
  • Vulnerable customer policy
  • Complaints policy
  • Accessibility
  • Website terms of use
  • Acceptable use policy

© 2026 FOLK2FOLK

  • X
  • Facebook
  • Youtube
  • Instagram
  • Linkedin

Newsletter Signup

Borrower Enquiry Form

Name(Required)
(optional)
(Min £100,000)
Do you have land or property to offer as security for a loan?
All loans must be secured against UK land or property (excluding your home).
Tell us a bit more about your plans or any questions you have.
Newsletter sign up
Privacy policy(Required)
We’ll treat your information with respect. For more information, see our Privacy Policy.

Search