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An invitation to retail investors from our MD


Much has been reported in the press about changes within the peer to peer sector (P2P). How some platforms have shed their retail investors to focus solely on securing investment from institutions. We’ve also heard about platforms closing their secondary markets, pausing lending activity and in some instances introducing new fees for investors.

I’m proud to say, that at FOLK2FOLK we’ve done none of that.

We’ve remained open throughout the pandemic and been steadfast in our support of both our borrowers and our investors.  We have not taken advantage of the Covid situation to increase, or introduce, new fees; it remains free for investors to enter into an investment via our platform.

We’ve seen record buying levels within our secondary market as investors are attracted to our loan investments, creating liquidity for our investors.

Though we’ve been approved by the British Business Bank to deliver the government’s CBILS scheme (which can only be backed by institutional investors) we will continue to also offer our usual non-CBILS loans backed by our retail investors.

Our doors remain wide open to new and existing retail investors with whom we share strong relationships based on confidence and trust.

The odd ‘bump in the road’ is to be expected, and we do have a small number of instances where a borrower has struggled to pay their interest and forbearance measures have been agreed. However, we have retained our excellent track record with no investor losing capital so far on our journey.  Keeping our portfolio safe is paramount.

If you’re looking to add an income generating investment to your portfolio, or perhaps you’ve previously invested via a P2P who is no longer accepting your money, then I’d like to invite you to consider investing via FOLK2FOLK.

We offer a great fixed interest rate of typically 6.5% p.a. paid monthly, with your investment secured against land/property, and the great feeling of knowing you’re helping local and rural businesses. You can find out more about investing via us here or call us to ask any questions: 01566 773296.

I look forward to hearing from you,

Roy Warren

FOLK2FOLK, Managing Director

Past performance is not a reliable indicator of future trend. Capital at risk. Peer to peer investments are not covered by the Financial Services Compensation Scheme (FSCS). Investment via our platform is subject to our application process and investors successfully completing our Appropriateness Test.

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