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An open letter to Funding Circle Investors from FOLK2FOLK managing director Roy Warren


Today Funding Circle announced it is officially closing to retail investors after two years of paused retail activity.  Funding Circle is the largest platform to withdraw from the retail investing market to date, leaving behind only a handful of platforms still open to retail investors.

We feel it is important for retail investors to know there are still platforms that remain committed to providing you with this service.

At FOLK2FOLK we offer a return of typically 6.5% p.a. and take a very cautious approach to risk – all our loans are secured against property at a maximum LTV of currently 60%. Our secondary market has demonstrated very high levels of liquidity for several years now and to date all our investors have received 100% of their investment back.

Given this, the instability of the stock market and risks associated with other investment classes, our investments can play a significant and beneficial role within a diversified investment portfolio.  We know this from our existing retail customers, the majority of whom have been FOLK2FOLK investors for many years.

Via our Innovative Finance ISA (IFISA) our investors earn typically 6.5% p.a. tax-free, and we openly invite Funding Circle IFISA customers who are considering transferring their ISA to another ISA provider, to learn more about us.

We are a stable and consistently profitable platform with a strong and ambitious growth plan for 2022 and beyond. We are seeing huge borrower demand and have unwavering confidence in the sustainability of our investing service.

We have a higher investing threshold than Funding Circle, our minimum investment amount is £20,000 but if you’re interested to learn more I’d like to invite you to have a chat with us on 01566 773296, email enquiries@folk2folk.com or visit www.folk2folk.com

With our best wishes,




Roy Warren
Managing Director, FOLK2FOLK Ltd

Your capital is at risk. No FSCS. Past performance is not a reliable indicator of future trend.

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