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Why P2P Investments could be a Good Option for Businesses with a Cash Surplus


For companies with a cash surplus (and no immediate plans to use it) peer to peer investing presents an interesting opportunity to earn an inflation-beating interest rate and could be a practical strategy to ensure there is more to cover the future financial needs of their business. 

Why FOLK2FOLK presents a great investment opportunity: 

  • FOLK2FOLK is an award-winning peer to peer (P2P) lending platform.
  • We offer an inflation-beating interest rate of typically* 6.5% p.a. paid monthly. 
  • All investments are secured against land/property with a max. loan to value (LTV) of 60% Open Market Value.  
  • We have an enviable track record of delivering returns for our investors and take a cautious approach to risk.  
  • Investments can be from six months up to five years. If you wish to exit early, loan investments can be offered for sale via our secondary market (fees apply). 
  • We’re unique in the P2P lending space with our focus on supporting local and rural businesses, facilitating lending between like-minded people and businesses.   
  • We’re authorised and regulated by the Financial Conduct Authority (FCA). 

Find out more about investing through us or Talk To Us. 

*Interest rate is dependent upon availability of appropriate loans.

Capital at risk. No FSCS.

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