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Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

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Business meeting in modern office space.

Fast, flexible finance for short-term needs

A FOLK2FOLK loan can help you cover urgent costs, secure grants, or fund projects without disrupting your working capital.

Apply for a loanTalk to Us

Home ● Borrow ● Bridge a funding gap ● Cover short term business needs

COVER SHORT TERM BUSINESS NEEDS

Short-term funding to keep your plans on track

When your business is facing a time-sensitive cost or opportunity, access to short-term finance can make all the difference.

Our short-term, property-backed loans from £100k provide the funding to help you respond quickly, without relying on slower or less flexible finance routes. Whether you’re bridging a grant, covering urgent expenses, or unlocking a new project, we’ll help you move forward without delay and without tying up working capital.

HOW OUR LOANS CAN HELP

Covering your short-term funding needs

  • Smoothing out seasonal dips in cash flow

  • Funding a one-off project or opportunity

  • Cover unexpected operational costs

  • Purchasing essential stock or inventory

  • Unlocking grant or match-funding opportunities

  • Bridging to longer-term finance or delayed income

WHY CHOOSE FOLK2FOLK

Fast, flexible funding with a human touch

When challenges or opportunities arise unexpectedly, you need finance that can respond just as quickly. At FOLK2FOLK, we combine fast decisions with a people-first approach, offering straightforward, secured loans that flex around your short-term business needs.

See if you are eligible

WHAT YOU GET WITH US:

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

Let’s talk about your short-term needs

When time is of the essence, we’ll work fast to help you find a solution.

Apply for a loan Talk to Us

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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