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Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

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Two builders examining architectural plans.

Fund your property ambitions with flexible finance

Whether you’re buying, building, or developing, our secured loans give you the capital to move forward with confidence.

Get a business loanTalk to Us

Home ● Borrow ● Buy, build or develop property

Property Finance Loans

Finance for buying, building, or developing property

If you’re planning to buy business premises, build something new, or transform land into a working site, you’ll likely need capital before the project can take shape. That’s where we come in.

We offer business loans from £100k secured against UK land or property with the flexibility to support a wide range of property-related goals.

HOW OUR LOANS CAN HELP

Property finance that moves projects forward

  • Buy commercial property or business premises

  • Build new facilities

  • Renovate or upgrade existing buildings

  • Unlock the value of land

  • Fund mixed-use or multi-phase projects

  • Bridge funding gaps during development or acquisition

Check your eligibility

WHY BORROW VIA FOLK2FOLK

No-nonsense finance for property plans

From purchasing land to funding multi-phase developments, our secured loans are designed to support property ambitions of all shapes and sizes. With fixed terms, transparent repayments, and decisions made by people who understand property, we keep the finance side simple so you can focus on delivery.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

WHAT DO YOU NEED?

How we can support your property plans

  • Buy property

    Secure the capital you need to purchase land or premises, whether for trading, rental, or commercial investment purposes.

  • Build new property

    We help fund new builds, large or small, for commercial, rental, or resale purposes.

  • Renovate property

    Access finance to transform, modernise or repurpose existing buildings.

  • Develop mixed-use projects

    Funding for multi-use developments, combining residential, retail, office, or leisure spaces into a single property.

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

View Borrower Knowledge Hub

Who can borrow via FOLK2FOLK

FOLK2FOLK business loan

Understanding the borrowing process at FOLK2FOLK

Borrowing costs

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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