LOAN SNAPSHOT
What we offer
Our property-backed business loans are designed to be straightforward, flexible, and fast.
What you get with a FOLK2FOLK loan:
- Business loans from £100k
- Fixed-rate, interest-only payments
- Terms from 6 months to 5 years
- Borrow up to 60% of your property’s value
- Quick decisions with a human approach
BORROWING VIA FOLK2FOLK
Your loan journey
Here’s what to expect when you borrow via us – enquiry to drawdown:
1.
Make an enquiry
Tell us about your funding needs and property security. If the deal looks viable, we’ll outline potential costs and terms. No obligation.
2.
Application & due diligence
You provide the details. We carry out the checks.
3.
Credit assessment
Your application is reviewed by our in-house Credit Committee. Decisions are made by people, not algorithms.
4.
Offer & legal work
If approved, you’ll receive an Offer Letter.
5.
Investor funding & drawdown
Once approved, your loan is offered to our community of investors (there are no guarantees it will be funded). Once complete, funds are sent to your solicitor, so you can crack on with your plans.
COMMON QUESTIONS
What borrowers often ask us
We lend to a wide range of UK businesses, from farmers and hospitality owners to property developers and entrepreneurs. As long as you have suitable property as security, a solid vision, and a clear exit, we’ll consider your application. Find out if you’re eligible.
Our loans are secured against UK land or property (excluding your home). This could include farmland, commercial premises, investment property, or development land.
Every deal is different – but our human approach often means we can move quicker than traditional lenders with funds in weeks not months.
Almost any business purpose and across a variety of sectors. See our loan purposes and see what sectors we commonly support.
Let’s get your plans moving
Enquire today to find out if a FOLK2FOLK Business Loan could help your business.
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