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Whatever your business goal, we may be able to fund it

From starting a business to bridging short-term gaps, our secured loans support a wide range of business purposes.

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Home ● Borrow ● Loan purposes

What we fund

We lend for almost any business purpose

We know that every business has its own journey and its own reasons for seeking finance. Some are just getting off the ground, or looking to stabilise cash flow, while others are focused on expansion, diversification, or property projects. That’s why our loans are designed to be as flexible as the businesses we serve.

Our secured lending addresses your real commercial needs. If you have land or property as security and an exit plan, we’ll explore how we can provide the funding you need, whether that’s to start or buy a business, refinance existing debt, bridge a short-term gap, or fuel long-term growth.

Common reasons to borrow

We're open to a wide range of business uses

By funding a wide range of purposes, we aim to give business-owners the freedom to choose the path that works best for them, without being constrained by traditional red tape.

Don’t see your loan purpose listed? That doesn’t mean we can’t help. Talk to our team

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Start or buy a business

Launch a new venture or acquire an existing one.

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Grow or expand 

Scale up your operations, team, or footprint.

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Diversify operations 

Branch into new income streams or market sectors.

Manage cash flow 

Smooth seasonal fluctuations or support rapid growth.

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Refinance or consolidate debt 

Improve terms or merge debts into a single loan.

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Purchase or upgrade assets 

Invest in new equipment, vehicles, or tech.

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Buy, build or develop property

Secure funding for acquisitions, builds, or renovations.

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Bridge a funding gap

Plug short-term funding gaps while awaiting income or a grant

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

View Borrower Knowledge Hub

Who can borrow via FOLK2FOLK

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Understanding the borrowing process at FOLK2FOLK

Borrowing costs

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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