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Unlock breathing space for your business

Our secured, interest-only loans from £100k provide the cash flow support you need to stay stable and seize opportunities.

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Home ● Borrow ● Manage cash flow 

SUPPORTING CASH FLOW STABILITY

Cash flow finance that keeps your business moving

From bridging seasonal gaps to funding expansion, our property-backed loans give you flexibility and stability. Whether you need to cover upfront costs, manage a timing gap, or support rapid expansion, our loans can provide the cash flow to stay on track.

How our loans can help

Finance designed to steady your cash flow

  • Cover seasonal slowdowns or off-peak periods

  • Deal with unexpected bills or one-off costs

  • Provide working capital while waiting on invoices

  • Ease pressure during periods of restructuring

  • Provide buffer funds to support business continuity

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WHY BORROW VIA FOLK2FOLK

Straightforward support that works

Cash flow pressures can hold a business back, especially when costs and income don’t align. At FOLK2FOLK, we make finance simple – providing secured loans with fixed terms and personal decision-making. It’s straightforward support that helps you stay in control and focus on running your business.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

WHAT DO YOU NEED?

How we can support your business plans

  • Seasonal Businesses

    Cash flow support tailored to your income cycles.

  • Businesses Experiencing Growth

    Flexible funding to support expansion costs and fast-moving opportunities.

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

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Who can borrow via FOLK2FOLK

FOLK2FOLK business loan

Understanding the borrowing process at FOLK2FOLK

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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