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Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

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Robotic arms in a factory

Finance to buy or upgrade the assets your business relies on

From machinery to vehicles, our property-backed loans from £100k give you the freedom to invest without the restrictions of asset finance products.

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Home ● Borrow ● Purchase or upgrade assets 

INVESTING IN BUSINESS ASSETS

Funding that helps your business perform

Whether you’re expanding capacity, improving efficiency, or replacing what’s worn out, the right assets can transform how your business operates. But buying them outright isn’t always possible.

At FOLK2FOLK, we provide straightforward, secured loans to help businesses invest in the equipment, vehicles, or tools they need to thrive. Flexible and property-backed, our funding keeps you in control — without tying you to traditional asset finance restrictions.

HOW OUR LOANS CAN HELP

Get the equipment you need, without compromise

  • Purchase of agricultural machinery or vehicles

  • Commercial equipment upgrades

  • IT systems, hardware or infrastructure improvements

  • Asset acquisition linked to growth or diversification

  • Replacing leased equipment with owned alternatives

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WHY BORROW VIA FOLK2FOLK

An alternative to traditional asset finance

Investing in new equipment or upgrading essential assets doesn’t have to mean complex finance arrangements. At FOLK2FOLK, we offer a straightforward alternative to traditional asset finance—secured loans with fixed terms, clear repayments, and quick decisions made by people who understand your business needs.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

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Who can borrow via FOLK2FOLK

FOLK2FOLK business loan

Understanding the borrowing process at FOLK2FOLK

Borrowing costs

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Upgrades that make a difference

From farming kit and production lines to vans and shop fit-outs, if you’re looking to invest in your businesses, why not talk to us.

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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