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Streamline your debt, strengthen your business

Replace multiple facilities with one property-backed loan - cutting complexity so you can focus on your business.

Apply for a loanTalk to Us

Home ● Borrow ● Refinance or consolidate debt  ● Streamline your debt

CONSOLIDATE YOUR DEBT

A simpler way to manage your finance

As businesses grow, funding can come from different places — bridging loans, credit lines, or short-term facilities. Over time, this can mean multiple repayments and a more complicated financial picture.

Consolidating your debt with FOLK2FOLK, can bring everything under one secured loan, giving you a single repayment structure that’s easier to manage, and often more cost-effective.

HOW OUR LOANS CAN HELP

A clearer path to managing debt

  • Combine multiple business loans into one facility

  • Replace short-term and bridging finance

  • Simplify repayment schedules and reduce admin

  • Reorganise debt under a single lender

  • Create predictability with fixed-rate borrowing

WHY CHOOSE FOLK2FOLK

One loan. One plan. One less thing to juggle.

Managing multiple debts can be stressful and time-consuming. At FOLK2FOLK, we make it easier by offering one straightforward loan, secured against your property, with clear terms and predictable repayments. Our people-first approach means decisions are quick, fair, and designed to give you confidence as you move forward.

See if you are eligible

WHAT YOU GET WITH US

  • Loans from £100,000
  • Secured against land or property (excluding your home)
  • Fixed-rate, interest-only repayments
  • Terms from 6 months to 5 years
  • Quick decisions by people, not algorithms

Ready to simplify your borrowing?

Talk to us and see if a single FOLK2FOLK loan could streamline your existing business debt.

Apply for a loan Talk to Us

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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