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Farmer in his tractor on his mobile phone

Flexible finance for farm and agricultural businesses

We help farmers and landowners unlock funding for diversification, expansion, and rural business development.

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Home ● Borrow ● Sectors ● Farm finance

Farm & agricultural loans

Helping UK farmers grow, diversify and thrive

British farming is evolving, and so are the businesses behind it. At FOLK2FOLK we’ve been supporting agricultural enterprises for years, offering finance that’s secured against land or property and tailored to the realities of rural life. Whether you’re expanding your core operation, branching into new ventures like hospitality or renewables, or simply managing cashflow, we can help you take the next step with confidence.

What we fund

We understand rural business and finance a wide range of purposes

  • Diversification

  • Renewables

  • Renovations

  • Land purchase

  • Machinery

  • Cashflow

  • Bridging

  • Generational handovers

  • Refinance

Why FOLK2FOLK?

A lender that understands rural business

Farming and rural enterprises face unique challenges and opportunities, and they need a lender who understands both. At FOLK2FOLK we’ve been supporting agricultural businesses for years, offering finance that’s practical, flexible and secured against land or property. With a straightforward process and decisions made by people, not algorithms, we help rural businesses access the funding they need to invest, grow and thrive.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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