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Finance built around your property plans

From buying and building to renovating and refinancing, we support property owners and developers with secured loans that help projects move forward.

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Home ● Borrow ● Sectors ● Property finance

Property finance

Flexible funding for property projects

Whether you’re acquiring new premises, unlocking value in an existing site, or progressing a development, our property-secured loans can help.

We work with property owners, investors, professionals, and developers alike, offering funding for projects that range from land purchase and refurbishment to short-term bridging and site improvement. With our common-sense approach, we support opportunities that mainstream lenders may overlook, giving you the flexibility to move quickly and with confidence.

What we fund

Financing a wide range of property-related purposes

  • Buy land or commercial property

  • Build residential or mixed-use developments

  • Refurbish or convert existing buildings

  • Fund planning gain or site uplift

  • Purchase sites pre-planning

  • Unlock equity for business purposes

  • Bridge between purchase and sale

Why FOLK2FOLK

Straightforward finance without bank red tape

At FOLK2FOLK we believe finance should be clear, accessible and designed to work for real businesses. Our property-secured loans cut through bank red tape to provide funding that’s fast, flexible and human-led.

Whether you’re looking to unlock capital for growth, smooth cashflow, or seize a new opportunity, we offer straightforward terms and a personal approach that puts your business first.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

FOLK stories

Real funding for real property plans

“I have dealt with F2F on my current project for the last few years. They understand problems and are very flexible in helping to deal with them. The person I dealt with was easy to contact and knowledgable about the construction industry.”

A FOLK2FOLK property development borrower

Read more FOLK Stories
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Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

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Who can borrow via FOLK2FOLK

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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