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Start or buy your next business with FOLK2FOLK

Flexible, property-backed loans to help you launch or acquire a business.

Get a business loanTalk to Us

Home ● Borrow ● Start or buy a business

FUNDING YOUR NEXT STEP

Whether you're starting from scratch or taking over the reins, we can help

We provide property-secured loans from £100k to support you at the beginning of your business journey, whether you’re launching a new venture or acquiring an existing operation. Our approach is practical, personal, and open to businesses in a wide range of sectors.

How our loans can help

Finance that unlocks opportunity

  • Startup capital for a new business

  • Purchase of an existing business

  • Buyout of a partner or shareholder

  • Premises acquisition or fit-out

  • Professional fees and transaction costs

  • Initial stock or equipment costs

  • Working capital in early months

Check your eligibility

WHY BORROW VIA FOLK2FOLK

Simple, secured funding for new ventures

At FOLK2FOLK, we believe borrowing shouldn’t be complicated. Our loans are designed to give you straightforward, property-secured funding, so you can focus on starting or growing your business without being held back by red tape.

What you get with us

  • Business loans from £100k
  • Fixed-rate, interest-only payments
  • Terms from 6 months to 5 years
  • Borrow up to 60% of your property’s value
  • Quick decisions with a human approach

WHAT DO YOU NEED?

How we can support your business plans

  • Funding to start a new business

    Launch your venture with funding that’s secured against your land or property. Ideal for new business owners or those diversifying into something new.

  • Loan to buy an existing business

    Looking to take over a business that’s already up and running? We can provide the funding to help you purchase an established enterprise and make it your own.

Need more detail?

Helpful resources for Borrowers

Every business is different, and having the right information helps you make the best borrowing choice. Our Knowledge Hub brings together clear, practical resources – from who we lend to and how our loans work, to what the process looks like and answers to common questions. It’s everything you need to understand how borrowing with FOLK2FOLK could work for you.

View Borrower Knowledge Hub

Who can borrow via FOLK2FOLK

FOLK2FOLK business loan

Understanding the borrowing process at FOLK2FOLK

Borrowing costs

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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