Retirement Planning for Farmers

Farmer standing in wheat field

What happens if you’re an older farmer of retirement age with a farm and land but without family to take over, or the liquid means to transition into retirement? While we continue to be contacted by farmers interested in securing funding for their diversification projects, we’re also hearing from older farmers who are past retirement… Continue reading Retirement Planning for Farmers

How Your Farming Assets Can Fund Your Future 

A man with his back to camera wearing a waxed jacket and flat tweed cap looking across a field

Farming faces a period of dramatic change. Currently there seem to be as many conversations about using land for carbon sequestration as there are regarding food production.  Will Vertical Farming become mainstream and the food to feed people in London be grown hydroponically in the disused areas under the city?  Certainly, any form of future… Continue reading How Your Farming Assets Can Fund Your Future 

‘Are all peer to peer loan investments too high risk?’ and other myths

Rainbow after storm over landscape

Recent news articles have focused heavily on emphasising the risks involved in investing via peer to peer lending platforms. Such stories could encourage a perception that all peer to peer loan investments are too ‘high risk’ and have you running for the hills. But if you did, you’d be missing out on an investment class… Continue reading ‘Are all peer to peer loan investments too high risk?’ and other myths

THE P2P SECRET BEHIND LENDING £260m WITH NO LENDER LOSSES

Mouse traps with cheese on turquoise table. This file is cleaned and retouched.

Not all Peer-to-Peer (P2P) lenders are the same when it comes to risk and reward explains Roy Warren Head of Loan Portfolio & Risk. After nearly six years of business, FOLK2FOLK still proudly reports that none of its Lenders have lost any money via the platform.  This may be an unusual record for a Peer-to-Peer… Continue reading THE P2P SECRET BEHIND LENDING £260m WITH NO LENDER LOSSES

Is your capital working hard enough for you in retirement?

Rear view of elderly couple relaxing on deck chairs in English country park.

Pension Awareness Day on 15th September is an annual reminder to take an interest in how hard your savings and pension are working for you in retirement. As a retiree you have plenty of choice about how to use your pension to provide the income you need in retirement. For instance, you can leave money… Continue reading Is your capital working hard enough for you in retirement?

Lender Captain Derek

From the high seas, to bricks and mortar investment Captain Derek Andrew’s work on cruise ships took him all over the world. Away from home for months on end, he made a work/life balance decision 17 years ago in order to see his daughter grow up. He gave up life on the ocean waves to… Continue reading Lender Captain Derek