The Importance of Being Prudent

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2019 was a year of unflattering headlines for the peer to peer (P2P) sector. Underpinning it all, are the varying approaches platforms have taken when it comes to identifying, assessing, managing and communicating risk – some have done this well, others less so. So how about FOLK2FOLK? How does the company measure up in its… Continue reading The Importance of Being Prudent

‘Are all peer to peer loan investments too high risk?’ and other myths

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Recent news articles have focused heavily on emphasising the risks involved in investing via peer to peer lending platforms. Such stories could encourage a perception that all peer to peer loan investments are too ‘high risk’ and have you running for the hills. But if you did, you’d be missing out on an investment class… Continue reading ‘Are all peer to peer loan investments too high risk?’ and other myths

THE P2P SECRET BEHIND LENDING £260m WITH NO LENDER LOSSES

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Not all Peer-to-Peer (P2P) lenders are the same when it comes to risk and reward explains Roy Warren Head of Loan Portfolio & Risk. After nearly six years of business, FOLK2FOLK still proudly reports that none of its Lenders have lost any money via the platform.  This may be an unusual record for a Peer-to-Peer… Continue reading THE P2P SECRET BEHIND LENDING £260m WITH NO LENDER LOSSES