Why partner with FOLK2FOLK?

Help your clients access the finance banks can’t provide

We work with brokers, accountants, solicitors and land agents to help business owners access the funding they need – even when high street banks can’t help.

Referring to FOLK2FOLK can help you strengthen client relationships, solve funding challenges, and where permitted, earn a referral fee.

There’s no formal partnership required to get started.. Already have someone in mind?

Refer Someone Today

What we offer

Property-backed loans built for regional SMEs

Our loans are designed for SMEs across the UK, with a focus on rural and regional areas underserved by traditional finance.

We look beyond the tick-boxes of high street lenders to assess each borrower on their own merits, taking a holistic view of the business, the people behind it, and the potential of the project.

What we’ll fund

Loan features at a glance:

  • Loans from £100,000 for almost any business purpose
  • Secured against UK land or property
  • Interest-only for up to 5 years
  • Funds delivered in weeks, not months
  • Lending across all sectors from farming, property, leisure, tourism, and more

WHY BORROW FROM FOLK2FOLK?

Trusted by regional British businesses for over a decade

Since 2013, we’ve provided thousands of loans to help SMEs across the UK access the finance they need to grow, diversify, and thrive when traditional lenders couldn’t help.

  • Fast decisions

    Funding in weeks, not months.

  • Human approach

    We assess each borrower individually on their merits.

  • Flexible finance

    We fund a wide range of business purposes

  • Proven partner

    Over a decade supporting British SMEs nationwide

  • Regional focus

    Supporting SMEs beyond the big cities

Financial advisor sitting at desk

Who we work with

Work with a trusted finance partner

We welcome referrals from:

There’s no ongoing commitment – just introduce us when it’s a fit.

Common questions

What you might want to know before referring

Brokers, accountants, solicitors, land agents, and other professionals who work with business owners.

UK-based SMEs across almost all sectors including property development, farming, leisure, and tourism.

Just submit a few basic details through our secure form. We’ll take it from there and keep you informed.

We’ll explain why and, where possible, suggest alternative options or next steps.

How to refer a borrower

Refer in minutes, we’ll do the rest

It’s quick and easy to refer a potential borrower. Whether you’re a broker, accountant, solicitor, or land agent, just share a few details using our referral form and we’ll take it from there.

Enquire About Referring  Make a Referral

 

Mat desk with a coffee and mobile phone

What our customers say

View all

"From start to finish, which, impressively, was not long at all, the team at Folk2Folk has been absolutely faultless. The dedication, hard work and speed at which you operated made all the difference, allowing me to keep my farm.
You are truly in a league of your own. The regular updates and seamless communication provided me with confidence and peace of mind throughout the process. I can not thank you enough for your outstanding work.
A superb team indeed!"

N.G - Borrower

"Fantastic and seamless experience. The entire team at F2F are extremely helpful and deliver when they say they will. The service and product should be the benchmark for all lenders in this market."

I.S - Borrower

"I have dealt with F2F on my current project for the last few years. They understand problems and are very flexible in helping to deal with them. The person I dealt with was easy to contact and knowledgable about the construction industry."

D.W. - Borrower

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