For institutional investors
Deploy capital efficiently into UK business loans
FOLK2FOLK connects institutions with opportunities to invest from £250,000 upwards, secured by UK land and property. Our straightforward model offers a transparent route to generate monthly income while diversifying beyond traditional markets.
With a proven track record, conservative loan-to-value ratios, and human-led credit assessment, our platform delivers a structured, low-volatility alternative to traditional fixed income. Whether you’re allocating for income, diversification, or capital preservation, we offer a transparent, partner-led option.
How we work
Rigorous credit process. Transparent structure.
Our lending model is built on prudence and clarity. Every loan is carefully assessed by our in-house team and secured against UK land or property, with a focus on stability over speculation. Our commitment to simplicity, clarity, and open communication underpins everything we do, ensuring institutional investors benefit from a consistent and well-governed approach within an FCA-regulated framework.
What sets us apart
- Individually assessed loans, secured against UK land or property
- Conservative loan-to-value ratios of typically 60%
- Simple, transparent investment process
- FCA-regulated platform
Further insights
Resources for professional investors
Having the right information helps you make the best decisions. Explore our Knowledge Hub and useful information and insights about our track record, liquidity, risk, and how investing with FOLK2FOLK works.
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Talk to us about deploying capital with FOLK2FOLK
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