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Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

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Business men discussing investment

Make your company’s cash work harder

Earn fixed monthly income from property-backed lending.

Home ● Invest ● Business & Insitutional Investors ● Investing as a business

For business owners & directors

Generate passive income from surplus business funds

FOLK2FOLK provides businesses with a practical way to generate returns from surplus business funds. With investments from £20,000 (or £250,000 for complex company structures), our model offers a clear, practical alternative to low-yield deposits.

Whether you’re holding reserves for reinvestment, building contingency funds, or looking to make idle cash more productive, we offer a transparent, human-led approach that helps you make your money work harder.

Benefits

Straightforward returns. No hassle.

  • Attractive returns

    Fixed interest rate of 8.50% p.a. paid monthly.

  • Property-backed investments

    Investments secured against property with conservative LTV ratios.

  • Secondary Market

    Potential to sell your investment before term

  • No fees to invest

    Enjoy a clear and simple fee-free structure.

  • Invest with purpose

    Support regional SMEs while earning an income.

Income that works for you

Supporting smart treasury & cashflow strategies

Your company’s capital doesn’t need to sit idle. Whether awaiting reinvestment, held in reserve, or earmarked for future use, investing through FOLK2FOLK allows businesses to earn consistent monthly income while maintaining flexibility and control.

Our property-backed lending platform can complement your wider treasury approach – helping you balance liquidity, diversification, and financial resilience.

How businesses use their FOLK2FOLK investment

  • Put surplus capital to work between business uses
  • Earn from funds held for continency or future use
  • Cashflow management
  • Tax-efficiency (where applicable) to complement long-term business or financial planning goals

Further insights

Resources for professional investors

Having the right information helps you make the best decisions. Explore our Knowledge Hub and useful information and insights about our track record, liquidity, risk, and how investing with FOLK2FOLK works.

Our track record

Defaults record

Risk

Investment Products

Funded investments

View Knowledge Hub

Get started

Talk to us about investing as a business

Register as an investor

Start earning monthly income from property-backed investments.

Sign Up Today

Talk to us

Find our more about our investments to understand whether they could support your business investment goals.

Call 01566 773296

See current opportunities

Explore our live investment opportunities and discover projects that match your criteria.

View Investments

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New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

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