Skip to main content Skip to navigation

Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

FOLK2FOLK Secured Investments logo
  • Invest

    Who can invest

    • Individual investors
    • Businesses
    • Family Offices
    • Institutions

    Investment goals

    • Earn monthly income
    • Preserve wealth
    • Fund life goals
    • Make an impact

    Ways to invest

    • Business Loan Investment
    • Innovative Finance ISA (IFISA)
    • Available opportunities
    • Secondary Market

    How it works

    • How investing works
    • Understanding risk
    • How to become an investor
    • Investor terms & fees
    • Accessing your money
    • Defaults & recoveries
    • Our track record
    • Investor FAQs

    • Register as an investor
    • Outcomes statement
    • Knowledge Hub
    • Login
  • Borrow

    What we fund

    • Sectors
    • Loan purposes
    • Customer stories

    Our loans

    • Business Loan

    How it works

    • Who can borrow
    • Borrowing process
    • Security & LTV
    • Terms & costs
    • FAQs

    • Get a loan
    • Explore Knowledge Hub
  • Introduce

    Refer borrowers

    • How it works
    • Make a referral

    Refer investors

    • How it works
    • Make a referral

    Other introducers

    • Content creators
    • Media owners
    • Network organisers
    • Existing customers
    • Signpost your contacts to FOLK2FOLK

    • Explore Knowledge Hub
  • News & views
    • Insights
    • News
    • Meet the FOLKs
    • FOLK stories
    • Knowledge Hub
  • About
    • Our awards
    • Our history
    • Our impact
    • Our purpose
    • Our story
    • Our team
    • Our track record
    • Careers
  • Contact
  • Portal Login
Older couple running on the beach with their dog

Monthly income to support retirement

Earn typically 8.50% p.a. in fixed monthly income secured against property.

Apply to Become an InvestorTalk to Us

Home ● Invest ● Earn monthly income ● Monthly income for retirement

FOR RETIREES & THOSE PLANNING AHEAD

A practical way to replace employment income or supplement retirement income

Whether you’re thinking about scaling back on work and going part-time or are already retired, your investments can provide a practical way to replace employment income or supplement retirement.

With FOLK2FOLK, you can earn a fixed, monthly income giving you the abilty to enjoy life the way you want now, without drawing on your capital. It’s a straightforward way to generate passive income in retirement without needing to sell assets or dip into your savings and without the volatility of markets.

Benefits

Why invest with FOLK2FOLK

  • Fixed monthly income at typically 8.50% p.a

  • Secured against UK land/property

  • Earn tax-free with our IFISA

  • No fees to invest

  • Secondary Market available

Make it work for you

Enjoy your retirement with confidence

Here are some of the ways our Investors use their monthly income.

Explore our investment products
  • Supplement pension income
  • Delay drawing down pension pots or other savings
  • Fund holidays, hobbies, or family events
  • Enjoy a more comfortable retirement
  • Support family members
  • Reinvest for further income

Explore more

Resources to help Investors

Explore helpful guides and resources to support your investing journey — from understanding risk and liquidity to learning how FOLK2FOLK’s process and products work.

  • Who can invest

  • How it works for Investors

  • Understanding investment risk

  • Accessing Your Money

  • FAQs – Investing

  • View Knowledge Hub

Get started

Use your investment to fund the goals that matter to you

Register to invest

Set up your account today. No obligation to transfer funds until you're ready to invest.

Register Today

Talk to us

Call us directly for answers to your questions. We're here to help.

Call 01566 773296

Make an enquiry

Not ready to register yet? Fill in our quick form and we'll be in touch.

Enquire now

As featured in

Working in Partnership with

FOLK2FOLK Secured Investments logo

New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

What we do

  • Invest
  • Borrow
  • Introduce
  • Contact

Resources

  • Blog
  • Press
  • FOLK Stories
  • Knowledge Hub

Who we are

  • Our purpose
  • Our history
  • Our awards
  • Careers

Legal

  • Borrower T&Cs
  • Investor T&Cs
  • Privacy policy
  • Cookies policy
  • Vulnerable customer policy
  • Complaints policy
  • Accessibility
  • Website terms of use
  • Acceptable use policy

© 2026 FOLK2FOLK

  • X
  • Facebook
  • Youtube
  • Instagram
  • Linkedin

Newsletter Signup

Borrower Enquiry Form

Name(Required)
(optional)
(Min £100,000)
Do you have land or property to offer as security for a loan?
All loans must be secured against UK land or property (excluding your home).
Tell us a bit more about your plans or any questions you have.
Newsletter sign up
Privacy policy(Required)
We’ll treat your information with respect. For more information, see our Privacy Policy.

Search