Community store refurbishment in Scotland

Purpose of the loan

This loan funded significant upgrades and refurbishment to a longstanding community convenience store located in a semi-rural Scottish village.

The investment allowed the borrower to:

• Improve the premises’ internal layout and functionality
• Upgrade fixtures, fittings, and customer-facing areas
• Enhance the living accommodation above the store

The improvements aimed to strengthen the store’s role as a vital community asset, meeting local demand for accessible groceries and essentials.

Why investors backed this opportunity

• Attractive interest rate:
  • 8.75% p.a.
• Good security:
  • Owner-occupied retail premises with consistent trading history
• Strong credentials:
  • Entrepreneur with multiple years of retail management experience
  • Demonstrated commitment to operating a viable, community-rooted business
• Clear business model:
  • Local convenience retail with residential accommodation
• FOLKONOMICS™:
  • Community access to food and essentials without long travel distances
  • Supports local employment and retail resilience

Thinking about investing?

FOLK2FOLK investors regularly fund projects like this, combining fixed monthly income with tangible, property-backed security and meaningful local impact.

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