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Loan investment opportunities

Keep an eye on this page to see when loans become available for you to express interest and receive full details. PAGE LAST UPDATED: 28th March 2023

To invest in any of these opportunities you will need an up to date Appropriateness Test (previously our ‘Understanding the Risks’ questionnaire) and Marketing Restrictions Certification (where you self-certify what type of investor you are). If you would like to renew them now please click here . You may also like to visit our secondary market where FOLK2FOLK Investors can buy existing loan investments from other FOLK2FOLK Investors. (All photos are stock images unless otherwise specified). IMPORTANT UPDATE: Our early redemption terms have changed for all loans, please ensure you read our updated T&Cs here.

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    Refinance Loan - LAI00001438

    Loan to consolidate all borrowing - 220 acres farm with house and buildings to be security. Term: 3 years

    Location: Suffolk

    Interest: 7.5% p.a

    LTV: 40% (Open Market Value)
    I'm Interested
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    Property Development Loan - LAI00001440

    Loan to continue development of purchased barn for the development to an Equine Hospital. Barn plus other land to be security. Term: to January 2028.

    Location: Kent

    Interest: 8.0% p.a

    LTV: 65% (Open Market Value)
    I'm Interested
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    Property Development Loan - LAI00001435 - Loan FILLED 20th March 2023

    2nd Tier Tranche loan to facilitate the completion of 2 remaining plots that are being developed into 2 detached houses. Said property to be security. Term: 12 months

    Location: Cornwall

    Interest: 8.75% p.a

    LTV: 60% (Open Market Value)
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    Property Development Loan - LAI00001436 - FILLED 21st March 2023

    Loan to continue development of purchased barn. Barn plus other properties to be security. Term: 21 Months.

    Location: Cornwall

    Interest: 7.5% p.a

    LTV: 60% (Open Market Value)
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    Property purchase in East Sussex LAI00001430 - FILLED 14th March 2023

    To buy brother out of part of family farm. 2 bedroom cottage and 4 acres to be security.

    Location: East Sussex

    Interest: 7.5% p.a

    LTV: 40% (open market value)
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    Property Development Loan LAI00001429 - FILLED 14th March 2023.

    To To continue development of site with planning permission for 80 units - 2, 3 and 4 bedroom properties including affordable housing. Security part of site. Maximum term 2 years 4 months.

    Location: Cornwall

    Interest: 7.5% p.a

    LTV: 60% (open market value)
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    Property purchase in Scotland LAI00001431 - FILLED 14th March 2023

    To enable the purchase of a 5 bedroom guest house, said property to be security. Maximum term 3 years.

    Location: Scotland

    Interest: 8% pa

    LTV: 30%
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    Property development in Devon LAI00001432 - FILLED 15th March

    Funding required for phase 2 of development on south coast of Devon. Loan secured by second charge over the site.

    Location: Devon

    Interest: 7.5% p.a

    LTV: 60% (open market value)
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    Property Development Loan - LAI00001433 - FILLED 15th March

    Further Advance loan to enable continued renovation of farm house. Security being 275 acres of farmland. Term: 4.5 years

    Location: Essex

    Interest: 7.5% p.a

    LTV: 60% (Open Market Value)
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    Property Purchase Loan - LAI00001434 - FILLED 28th March 2023

    Loan to allow purchase of a farm. Said farm plus another farm, land and other properties to be security. Term: 8 months

    Location: North Yorkshire

    Interest: 7.5% p.a

    LTV: 53% (Open Market Value)
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    Business Expansion Loan - LAI00001439

    Loan to repay existing finance and provide capital for business expansion. 119 acres of land and buildings to be security. Term: 5 years.

    Location: Somerset

    Interest: 7.5% p.a

    LTV: 50% (Open Market Value)
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    Property Development Loan - LAI00001418 - FILLED - 16th February 2023

    Further advance loan to complete the conversion of a mews cottage and convert an agricultural building into a 3 bed dwelling, full planning now in place. Loan secured on 69 acre farm property with associated barns, 2 mews cottages, farmhouse and annex. Term: 7 months

    Location: Devon

    Interest: 8.25% p.a

    LTV: 45% (Open Market Value)
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    Property Development Loan - LAI00001420 - FILLED 24th February 2023

    Loan for development of site comprising Barn and Land for the development to an Equine Hospital. Security is 5 acres and a barn with planning. Term: 5 years

    Location: Kent

    Interest: 8% p.a

    LTV: 65% (Open Market Value)
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    Farm Refinance Loan - LAI00001421 - FILLED 27th February 2023

    Loan to repay bank and improve buildings on farm, plus purchase machinery. 43 acres (9 woodland) and various agricultural buildings to be security. Term: 5 years

    Location: Devon

    Interest: 7.5 % p.a

    LTV: 60% (Open Market Value)
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    Property Development Loan - LAI00001422 - FILLED 28th February

    Loan requested to renew current borrowing and provide additional funds for interest cover and further support the development project of two barns into three dwellings within the security property which includes 27 acres plus several redundant agricultural buildings. Term: 1 year

    Location: Somerset

    Interest: 10.25% p.a

    LTV: 70% (Open Market Value)
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    Refinance Loan - LAI00001423 - FILLED 2nd March

    Loan to enable refinance of current loan plus some to start camping/glamping enterprise. Farmhouse, 1 bed cottage, equestrian facilities inc 7 stables and c10 acres to be security. Term: 2 years.

    Location: Shropshire

    Interest: 7.5 % p.a

    LTV: 60% (Open Market Value)
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    Property Purchase Loan - LAI00001424 - FILLED 1st March 2023

    Loan to enable the purchase of 30 acres of land. Secured on equestrian facility made up of 25 stables, farm buildings, annex, grooms' accommodation and 39 acres. Term: 4 years 10 months

    Location: East Sussex

    Interest: 7.5 % p.a

    LTV: 60% (Open Market Value)
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    Refinance Loan - LAI00001425 - FILLED 3rd March

    Loan to refinance an existing bridging loan for a long term successfully trading village pub in a picturesque village on the end of the North York Moors, which is the security. Term: 3 years.

    Location: Yorkshire

    Interest: 7.5% p.a

    LTV: 60% (Open Market Value)
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    Refinance Loan - LAI0000 - FILLED 2nd March 2023

    Loan to renew Folk2Folk Loan. Newly built clubhouse to be security. Term 3 year.

    Location: Cornwall

    Interest: 8% p.a

    LTV: 40% (Open Market Value)
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    Refinance Loan - LAI00001427 - FILLED 8th March 2023

    Loan to repay existing borrowing. Farmhouse plus annexe and 12 acres of land to be security. Term: 3 years

    Location: Cornwall

    Interest: 7.5% p.a

    LTV: 60% (Open Market Value)
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    Property Development Loan - LAI00001428 - FILLED 8th March 2023

    Loan to fund site infrastructure, road, and commence the build of the first 6 units within phase one of the development. Security is a 3.2 acre site with planning permission for 15 dwellings. Term: 1 year 6 months

    Location: Pembrokeshire

    Interest: 7.5% p.a

    LTV: 60% (Open Market Value)