Businesss loan investment
A fixed-rate, property-backed investment that delivers a monthly income.
The FOLK2FOLK Business Loan Investment allows you to invest in business loans made to credit-assessed UK individuals or businesses, with all loans secured against land or property. It’s designed for investors looking to generate a consistent monthly income rather than capital growth.
Key features:
- Secured against UK property: Every loan is backed by land or property and registered with a legal charge.
- Fixed interest rate: Set at the time of investment and paid monthly into your nominated bank account.
- Fixed term: From 6 months up to 5 years.
- Minimum investment: £20,000.
- Interest-only structure: Investors receive monthly interest; capital is repaid in full at the end of the loan term.
- Choose your investments: You select which loans to invest in from those available.
- Ability to list investments for sale via the Secondary Market
This product suits investors looking for:
- Regular income
- Asset-backed opportunities
- Visibility and control over what they invest in
- Making a difference with their investment by supporting small businesses, job growth and regional economic development.
Your return could be affected by early borrower repayment, investment inactivity, or borrower default. Please read our Risk Overview and What Can Affect the Return You Receive to understand more.
