Innovative Finance ISA (IFISA)
Earn tax-free monthly income from secured business loan investments.
The FOLK2FOLK IFISA is an Innovative Finance ISA that allows eligible UK investors to earn tax-free interest from our property-backed Business Loan Investments.
Key features:
- Tax-free interest: Earn monthly interest without paying income tax (ISA tax rules apply).
- ISA transfers accepted: You can transfer funds from other ISAs including Cash ISAs, Stocks & Shares ISAs, and other IFISAs.
- Minimum investment: £20,000.
- Eligibility: You must be solely UK tax resident, 18 or over, and pass our Appropriateness Test.
The FOLK2FOLK IFISA is suited to investors who want:
- To make the most of their ISA allowance
- Regular monthly income
- Property-backed security
- Control over which borrowers they support
- Meet the eligibility requirements
