Skip to main content Skip to navigation

Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

FOLK2FOLK Secured Investments logo
  • Invest

    Who can invest

    • Individual investors
    • Businesses
    • Family Offices
    • Institutions

    Investment goals

    • Earn monthly income
    • Preserve wealth
    • Fund life goals
    • Make an impact

    Ways to invest

    • Business Loan Investment
    • Innovative Finance ISA (IFISA)
    • Available opportunities
    • Secondary Market

    How it works

    • How investing works
    • Understanding risk
    • How to become an investor
    • Investor terms & fees
    • Accessing your money
    • Defaults & recoveries
    • Our track record
    • Investor FAQs

    • Register as an investor
    • Outcomes statement
    • Knowledge Hub
    • Login
  • Borrow

    What we fund

    • Sectors
    • Loan purposes
    • Customer stories

    Our loans

    • Business Loan

    How it works

    • Who can borrow
    • Borrowing process
    • Security & LTV
    • Terms & costs
    • FAQs

    • Get a loan
    • Explore Knowledge Hub
  • Introduce

    Refer borrowers

    • How it works
    • Make a referral

    Refer investors

    • How it works
    • Make a referral

    Other introducers

    • Content creators
    • Media owners
    • Network organisers
    • Existing customers
    • Signpost your contacts to FOLK2FOLK

    • Explore Knowledge Hub
  • News & views
    • Insights
    • News
    • Meet the FOLKs
    • FOLK stories
    • Knowledge Hub
  • About
    • Our awards
    • Our history
    • Our impact
    • Our purpose
    • Our story
    • Our team
    • Our track record
    • Careers
  • Contact
  • Portal Login

Home ● Knowledge Hub ● Risk ● Outcomes statement

Investing – Browse topics

  • Investing FAQs
  • Investor applications
  • Defaults & recoveries (for investors)
  • Legal & policies (for investors)
  • Peer-to-peer investing
  • Process for investors
  • Investment products
  • About your return
  • Risk
    • Risk summary for P2P agreements
    • Understanding investment risk
    • How we assess risk
    • Outcomes statement
    • What is the FSCS and does it apply to P2P
  • Secondary market
  • Security for investors
Back to Knowledge Hub

Outcomes statement

The purpose of our Outcomes Statement is to enable investors to understand the performance of FOLK2FOLK’s loan portfolio and, in accordance with FCA requirements, must show the following:

  1. Expected and actual default rate of all loans the firm has originated by risk category
  2. A summary of the assumptions used in determining expected future default rates
  3. The actual return against any Target Rate offered.

FOLK2FOLK Outcomes Statement 2025

FOLK2FOLK Outcomes Statement 2025 - Methodology

FOLK2FOLK Outcomes Statement 2024

FOLK2FOLK Outcomes Statement 2023

FOLK2FOLK Outcomes Statement 2022

FOLK2FOLK Outcomes Statement 2021

FOLK2FOLK Outcomes Statement 2020

FOLK2FOLK Outcomes Statement 2019

View all in Investing

As featured in

Working in Partnership with

FOLK2FOLK Secured Investments logo

New enquiries

01566 773296 enquiries@folk2folk.com

Existing customers

01566 773296 customerservices@folk2folk.com

Brokers

01566 706960 brokers@folk2folk.com

Our registered office address
NUMBER ONE Business Centre,
Western Road, Launceston,
Cornwall, PL15 7FJ

Mon-Fri: 9am-5pm
Closed on bank holidays.

FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576.

What we do

  • Invest
  • Borrow
  • Introduce
  • Contact

Resources

  • Blog
  • Press
  • FOLK Stories
  • Knowledge Hub

Who we are

  • Our purpose
  • Our history
  • Our awards
  • Careers

Legal

  • Borrower T&Cs
  • Investor T&Cs
  • Privacy policy
  • Cookies policy
  • Vulnerable customer policy
  • Complaints policy
  • Accessibility
  • Website terms of use
  • Acceptable use policy

© 2026 FOLK2FOLK

  • X
  • Facebook
  • Youtube
  • Instagram
  • Linkedin

Newsletter Signup

Borrower Enquiry Form

Name(Required)
(optional)
(Min £100,000)
Do you have land or property to offer as security for a loan?
All loans must be secured against UK land or property (excluding your home).
Tell us a bit more about your plans or any questions you have.
Newsletter sign up
Privacy policy(Required)
We’ll treat your information with respect. For more information, see our Privacy Policy.

Search