Security for borrowers
Land and Property Security
Our loans must be secured against land or property and the type, condition, and location of that security all matter. These articles explain what FOLK2FOLK will consider as acceptable security, how we value it, and how that affects your loan.
Articles in this section
- How we value security
Discover who carries out the valuation, how we determine the market value, and why accurate valuation is important.
- What security do I need?
Find out what types of land or property we accept as security, what’s excluded, and why the security matters.
- Understanding LTV
Learn how Loan-to-Value is calculated, how it affects the size of your loan, and what our maximum LTV is.
- What is a secured business loan?







