General Terms and Conditions
Effective from: 1 February 2022
Ref: V.29.1
Loan Terms and Conditions
Effective from: 1 September 2021
Ref: V.6
Commercial Loan T&Cs
Effective from: 1 February 2022
Ref: V.3
Development & Construction Loan T&Cs
Effective from: 1 February 2022
Ref: V.3
Easy In Easy Out Loan T&Cs
Effective from: 1 December 2021
Ref: V.2
Fixed 1 or 2 Year Loan T&Cs
Effective from: 1 February 2022
Ref: V.3
Fixed 3, 4, or 5 Year Loan T&Cs
Effective from: 1 February 2022
Ref: V.3
Rolling Loan T&Cs
Effective from: 1 December 2021
Ref: V.2
In the usual way, these amendments will affect all existing and future Borrowers and Lenders. This is not a list of all changes, but a summary of key changes. We encourage you to please read our updated Terms & Conditions to understand the full changes.
1 December 2021
On all Loan Product Terms and Conditions:
1 September 2021 update:
11 March 2021 update:
Amended our fees in relation to late repayment of loans and discharge of security, to ensure that they are consistent across our products.
18 February 2021 update:
To enable us to use security from Borrowers for more than one loan – all monies security.
Changes made to T&Cs (last updated Oct 2020)
Changes made to T&Cs (last updated Sept 2020)
Changes made to T&Cs (last updated May 2020)
Changes made to T&Cs (last updated April 2020)
Changes made to T&Cs (last updated October 2019)
Changes made to T&Cs (last updated July 2019)
Changes made to T&Cs (last updated February 2019)
Changes made to T&Cs (last updated March 2018)
Changes made to T&Cs (last updated September 2017)
Changes made to T&Cs (last updated January 2017)
Important Information: Your capital is at risk and is not protected under the Financial Services Compensation Scheme. FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576. Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.
Your property against which the loan is secured could be at risk if you don’t meet payments. FOLK2FOLK Limited is authorised and regulated by the Financial Conduct Authority (FRN 720867). Company Registration No. 08178576. Our registered office address is NUMBER ONE Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ.
© 2020 FOLK2FOLK, Registered in England No. 08178576.