In accordance with new Financial Conduct Authority (FCA) requirements that came into effect on 9th December 2019, FOLK2FOLK must publish an Outcomes Statement within four months of the end of each financial year (our financial year end is 30 January).

The purpose of this Outcomes Statement is to enable investors to understand the performance of FOLK2FOLK’s loan portfolio and, in accordance with FCA requirements, must show the following:

  1. Expected and actual default rate of all P2P loans the firm has originated by risk category
  2. A summary of the assumptions used in determining expected future default rates
  3. The actual return against any Target Rate offered.


FOLK2FOLK Outcomes Statement 2019
Published 18.05.2020