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Earn a secured return of typically 6.5% p.a. by backing British SMEs

FOLK2FOLK is a profitable, award-winning marketplace lender funded by both institutional and retail Investors.

  • Invest from £20,000
  • Fixed interest rate of typically 6.5% p.a. paid monthly
  • Secured against UK land and property
  • Buy and sell via our secondary market
  • No Investor losses to date*
* Past performance is not a reliable indicator of future results.
"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Investor, FOLK stories

Who you’ll be lending to

Through FOLK2FOLK you’ll be helping to support entrepreneurial businesses from farmers, property renovators, developers, country hotels and pubs, right through to manufacturing businesses, yoga studios and cafés. You’ll be providing the finance to start or grow businesses, buy assets or boost working capital.

We’re choosy but fair and turn down Borrowers who don’t meet our criteria. Our credit assessment process includes undertaking credit reference checks, due diligence, checking asset ownership and often holding a personal meeting prior to loan approval.

It’s important, however, that you do your own due diligence and don’t rely solely on FOLK2FOLK’s review when deciding to invest into a loan on the FOLK2FOLK platform.

Examples of investment opportunities

For all available investment opportunities click here

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    Property Development Loan LA1826

    New loan for previous customer with perfect track record to fund acquisition and subsequent development of large development site which will be the security. Term: 4 years

    Location: Devon

    Interest: 6% p.a

    LTV: 60% (Open Market Value)
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    Beach-front property development near Brighton (LA1750)

    Loan required by architect and experienced property developer to develop and significantly extend a beach-front property near Brighton. Secured against said property. Term: up to 18 months.

    Location: West Sussex

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
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    Loan to take over full ownership of family farm (LA1797)

    Loan to buy-out family member to take full ownership of family sheep and cattle farm with plans for diversification. Secured against 40 acres of land with buildings. Loan term: approx. 3 years.

    Location: Wales

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)

What you should know before investing

Before investing via our platform here are a few things we think you should know from the start.

Lender Guide

Before investing in a loan through FOLK2FOLK read our Investor Guide and our Terms & Conditions.

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