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Earn a secured return of typically 6.5% p.a. by backing British SMEs

FOLK2FOLK is a profitable, award-winning marketplace lender funded by both institutional and retail Investors.

  • Invest from £20,000
  • Fixed interest rate of typically 6.5% p.a. paid monthly
  • Secured against UK land and property
  • Buy and sell via our secondary market
  • No Investor losses to date*
* Past performance is not a reliable indicator of future results.
"I feel secure lending with FOLK2FOLK and enjoy a good rate of return. FOLK2FOLK has a family feel to it which I find reassuring."
K. Holmes, Investor, FOLK stories

Who you’ll be lending to

Through FOLK2FOLK you’ll be helping to support entrepreneurial businesses from farmers, property renovators, developers, country hotels and pubs, right through to manufacturing businesses, yoga studios and cafés. You’ll be providing the finance to start or grow businesses, buy assets or boost working capital.

We’re choosy but fair and turn down Borrowers who don’t meet our criteria. Our credit assessment process includes undertaking credit reference checks, due diligence, checking asset ownership and often holding a personal meeting prior to loan approval.

It’s important, however, that you do your own due diligence and don’t rely solely on FOLK2FOLK’s review when deciding to invest into a loan on the FOLK2FOLK platform.

Examples of investment opportunities

For all available investment opportunities click here

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    Property Renovation in Inverness Shire

    Loan to complete refurbishment of 4-bed detached guest house, with owner’s accommodation, and set within 0.62 acres into a high quality boutique hotel. Secured against said property.

    Location: Inverness Shire

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
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    Property Purchase in Dorset

    *Loan due to complete this Friday - funds required by Wednesday.* Loan to release equity on 2.5 acres of land with planning permission for three dwellings. Secured against said land.

    Location: Dorset

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
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    Loan for construction of 5 dwellings

    Loan to build 5 properties, secured against plot with planning permission. Term: 2 years

    Location: Cornwall

    Interest: 6.5% p.a

    LTV: 60% (Open Market Value)

What you should know before investing

Before investing via our platform here are a few things we think you should know from the start.

Lender Guide

Before investing in a loan through FOLK2FOLK read our Investor Guide and our Terms & Conditions.

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