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Invest in a loan to earn a secured return of typically 6.5% p.a. while helping British businesses

Make your money work harder by earning an inflation-beating interest rate. Capital at risk. No FSCS.

  • Invest from £20,000
  • Fixed interest rate of typically 6.5% p.a. paid monthly
  • Secured against UK land and property
  • No Investor losses to date*
  • Tax efficient investments possible with our IFISA
* Past performance is not a reliable indicator of future results.
"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Investor, FOLK stories

Who you’ll be lending to

Through FOLK2FOLK you’ll be helping to support entrepreneurial businesses from farmers, property renovators, developers, country hotels and pubs, right through to manufacturing businesses, yoga studios and cafés. You’ll be providing the finance to start or grow businesses, buy assets or boost working capital.

We’re choosy but fair and turn down Borrowers who don’t meet our criteria. Our credit assessment process includes undertaking credit reference checks, due diligence, checking asset ownership and often holding a personal meeting prior to loan approval.

It’s important, however, that you do your own due diligence and don’t rely solely on FOLK2FOLK’s review when deciding to invest into a loan on the FOLK2FOLK platform.

Examples of investment opportunities

For all available investment opportunities click here

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    Property purchase in Kent (LA1586)

    Loan to purchase a Grade II listed 6-bed period property set within 1.7 acres. Secured against said property plus a development site with planning permission in Gloucestershire and a development plot in South East London.

    Location: Kent

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
    Investment now filled
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    Farm purchase in East Yorkshire (LA1602)

    Loan to purchase farmhouse, buildings and 15 acres by experienced farming family. Security is said property. Long term plan for property to be used for small scale farming/equestrian activities. This loan is approved for a maximum 2 year term and expected to complete late January/early February.

    Location: East Yorkshire

    Interest: 6.5% p.a

    LTV: 60% (Open Market Value)
    Investment now filled
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    Property Purchase in Dorset (LA1581)

    Loan to enable purchase of commercial property for development. This loan is to bridge the purchase only and is secured against said property.

    Location: Dorset

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
    Investment now filled

What you should know before investing

Before you invest in a loan here are a few things we think you should know from the start. Why not also like to see our Frequently Asked Questions:

Lender Guide

Before investing in a peer to peer loan read our Lender & IFISA Guide and our Terms & Conditions.

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