Invest in a loan to earn a secured return of typically 6.5% p.a. while helping British businesses

Make your money work harder by earning an inflation-beating interest rate. Capital at risk. No FSCS.

  • Invest from £20,000
  • Fixed interest rate of typically 6.5% p.a. paid monthly
  • Secured against UK land and property
  • No Investor losses to date*
  • Tax efficient investments possible with our IFISA
* Past performance is not a reliable indicator of future results.
"Very easy to lend my money - no complicated jargon, what you see is what you get."
C. Rimmer, Investor, FOLK stories

Who you’ll be lending to

Through FOLK2FOLK you’ll be helping to support entrepreneurial businesses from farmers, property renovators, developers, country hotels and pubs, right through to manufacturing businesses, yoga studios and cafés. You’ll be providing the finance to start or grow businesses, buy assets or boost working capital.

We’re choosy but fair and turn down Borrowers who don’t meet our criteria. Our credit assessment process includes undertaking credit reference checks, due diligence, checking asset ownership and often holding a personal meeting prior to loan approval.

It’s important, however, that you do your own due diligence and don’t rely solely on FOLK2FOLK’s review when deciding to invest into a loan on the FOLK2FOLK platform.

Examples of investment opportunities

For all available investment opportunities click here

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    Refinance in Somerset (LA1567)

    Loan to repay existing loan, to fund planning and architect costs. Secured against c.27 acres of agricultural land with five ex-agricultural buildings some with planning consent.

    Location: Somerset

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
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    Twelve months' interest guaranteed for Farm refinance in Dorset (LA1643)

    Loan required to refinance bank loan, to continue renovation works and provide cashflow. Secured against two farms which includes two farmhouses, numerous other buildings and c.360 acres of land. FOLK2FOLK is holding back 12 months interest which will guarantee interest payments to investors for the first 12 months.

    Location: Dorset

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)
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    Property Development in Somerset (LA1638)

    Loan to continue build of two properties. Secured against freehold of two building plots with planning for two substantial residential dwellings.

    Location: Somerset

    Interest: 6.5% p.a.

    LTV: 60% (Open Market Value)

What you should know before investing

Before you invest in a loan here are a few things we think you should know from the start. Why not also like to see our Frequently Asked Questions:

Lender Guide

Before investing in a peer to peer loan read our Lender & IFISA Guide and our Terms & Conditions.

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