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Accessing your investment money

Your capital investment will be returned to you once the loan reaches full term or when your Borrower chooses to redeem their loan.

However, if you need to exit your loan investment prior to it reaching full term you may offer all or part of it for sale to other FOLK2FOLK Lenders via our secondary market.  If your loan investment is not purchased by another FOLK2FOLK Lender, you will remain invested for the term of the loan or until your Borrower chooses to repay.

Costs associated with selling your loan

To sell your FOLK2FOLK peer to peer loan investment, the following fees apply:

LISTING FEE:
A non-refundable fee for listing the loan for sale via our secondary market.
£250
SUCCESS FEE:
Once the transaction is complete, a Success Fee of 0.5% of the value of the loan being sold is payable, minus the Listing Fee.
0.5%
(less the Listing Fee)

 

The below table illustrates these fees when selling different loan amounts:

LOAN SIZE:£20,000£30,000£40,000£50,000£60,000£70,000£80,000£90,000£100,000£200,000
LISTING FEE:£250£250£250£250£250£250£250£250£250£250
SUCCESS FEE:£0£50£100£150£200£250£750

If you have any questions about our secondary market or the process of exiting from your investment loan, please get in touch.