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Loan investment opportunities

Keep an eye on this page to see when loan investments become available. Please log in to your Investor Portal to view the full details and, if you wish to invest in an opportunity, you can proceed to commit to it. If you are not registered as a FOLK2FOLK Investor and wish to invest, you can register here.

Please remember, you can only commit to an investment opportunity once your funds are held in our client money account and shown as available on your Investor Portal. It will take up to one business day for your transferred funds to appear as available on your Portal. To invest in any of these opportunities you will need an up to date Appropriateness Test and Client Categorisation Certification (where you self-certify what type of Investor you are). If you would like to renew them please log into your Portal to do so. You may also like to visit our secondary market (All photos are stock images unless otherwise specified).

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    Property Renovation Loan - LAI-00001559

    Further Advance to assist holding costs at Croyde Bay. Security is 20 apartments, land and communal facilities with private beach access. Term 6 months.

    Location: Devon

    Interest: 9% p.a.

    LTV: 62% (open market value)
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    Refinance Loan - LAI00001527

    Further Advance for existing Borrower secured on an upmarket wedding venue set within a country estate in East Lothian.

    Location: Scotland

    Interest: 10.0% p.a

    LTV: 65% (Open Market Value)
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    Refinance Loan - LAI00001550

    Repayment of existing F2F loan secured against Manor House comprising of 7 letting rooms and 2-bedroom owners’ accommodation. Term: 2 years.

    Location: Devon

    Interest: 8.75% p.a.

    LTV: 60% (Open Market Value)
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    Property Purchase Loan

    Loan to assist with the purchase of 42.6 acres of adjoining land, the security is this and approx. 70.3 acres of farmland with woodland and lakes. Term 2 years.

    Location: Devon

    Interest: 8.75% p.a.

    LTV: 60% (open market value)
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    Refinance Loan - LAI00001556

    Repayment of existing F2F loan secured against a Converted terraced house to 4 holiday lets. Term: 1 year

    Location: Cornwall

    Interest: 8.75% p.a.

    LTV: 60% (Open Market Value)
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    Property Renovation Loan - LAI00001530

    Refinance of an existing F2F loan, with additional funds to complete some minor works on property. Security is grade 2 listed farmhouse with annex, holiday lets, stables and paddocks set within 2.8 acres.

    Location: Devon

    Interest: 8.75% p.a.

    LTV: 40% (Open Market Value)
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    Property Purchase Loan LAI00001526

    Loan to purchase small hotel and chalet complex which is security for the loan. Term: 3 years

    Location: Scotland

    Interest: 8.75% p.a

    LTV: 60% (Open Market Value)
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    Property Purchase Loan - LAI00001528

    Loan to purchase a farm which includes a farmhouse, converted barn used as a holiday let, five barns and thirty acres of land which will be security for the loan. Term: 1 year

    Location: Cornwall

    Interest: 8.75% p.a

    LTV: 60% (Open Market Value)
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    Refinance Loan - LAI00001549

    Refinance of current Folk2Folk facility secured against 2 leasehold flats. Term 1 year.

    Location: Gloucestershire

    Interest: 8.75% p.a.

    LTV: 60% (open market value)
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    Property Renovation Loan - LAI00001519

    Loan to enable a barn conversion to be completed and to refinance of current borrowing. 4 barns with planning to be the security. Term: 2 years

    Location: Cornwall

    Interest: 10% p.a

    LTV: 60% (Open Market Value)
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    Business Expansion Loan - LAI00001520

    Loan to provide working capital. Security is Land in Worksop. Term: 1 year

    Location: Nottinghamshire

    Interest: 8.75% p.a

    LTV: 60% (Open Market Value)
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    Refinance Loan LAI-00001521

    Loan to refinance existing Folk2Folk development loan pending sale of said property. Secured on 69 acre farm and various buildings. Term: 1 year

    Location: Devon

    Interest: 8.75% p.a

    LTV: 60% (Open Market Value)
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    Further advance loan LAI-00001524

    Further advance 2nd charge loan to existing customer to continue development of 2 partially developed houses which are the security properties. Term: to March 2024

    Location: Cornwall

    Interest: 10% p.a

    LTV: 60% (Open Market Value)
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    Property Development Loan LAI-00001523

    Further Loan to existing customer to complete 2 properties for sale which are security for the loan. Term: 15 months

    Location: Devon

    Interest: 10% p.a

    LTV: 60% (Open Market Value)
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    Business Expansion and Restructure Loan LAI-00001525

    Loan to existing customer to allow change of ownership and continue to refurbish 10 bedroom hotel which is security for the loan. Term: 3 years

    Location: Scotland

    Interest: 8.75% p.a

    LTV: 40% (Open Market Value)
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    Property Development Loan - LAI00001532

    Third Tier, Second Charge Further Advance of funds for the continuation of a development. Security is various parcels of pastureland circa 44 acres plus a further 36 acres that has planning and a housing development already in progress.

    Location: Cornwall

    Interest: 10.00% p.a.

    LTV: 60% (Open Market Value)
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    Property development Loan - LAI-00001547

    To enable the conversion of property into small office units. Security is two cottages and a barn in an acre of land, plus 3 bedroomed rental property. Term: 3years.

    Location: Devon

    Interest: 10% p.a.

    LTV: 60% (open market value)
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    Refinance Loan LAI-00001548

    Repayment of existing F2F loan plus £10,000 for fees secured against Freehold land and buildings. Property consists of a 4 bedroomed Farmhouse, 2 cottages, large barn and 24 acres.. Term 2 years.

    Location: Devon

    Interest: 8.75% p.a.

    LTV: 60% (open market value)
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    Property Development LAI-00001551

    To assist with the completion of a development plot, the security is this plot, together with 2 completed houses and another 3 plots where development has commenced. Term two years.

    Location: Cornwall

    Interest: 10% p.a.

    LTV: 60% (open market value)
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    Property Renovation Merseyside LAI00001552

    To enable the conversion of the upstairs of club house into 3 apartments. Golf course and buildings to be security. Term 2 years.

    Location: Merseyside.

    Interest: 8.75% p.a.

    LTV: 40% (open market value)
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    Property development Loan - LAI00001553

    Loan to fund a Residential Barn Conversion which will be security for the loan.

    Location: Wiltshire

    Interest: 10.50% p.a.

    LTV: 60% (open market value)
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    Property Development Loan ALI-00001554

    To assist with ongoing development of a Flower Shop and Apartment. This development set within 0.3 acres of land is the security. Term to August 2026.

    Location: Cornwall

    Interest: 9.5% p.a.

    LTV: 60% (open market value)
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    Property Development Loan LAI00001558

    To enable ground works and services to be undertaken on building site. Building site with outline planning for 3 properties to be security. Term: 2 years

    Location: Cornwall

    Interest: 10% p.a.

    LTV: 60% (open market value)