FOLK2FOLK Earns Glowing Review from Leading Ratings Agency 4thWay
FOLK2FOLK, the UK’s leading peer-to-peer lending platform, has received a glowing endorsement from 4thWay, the specialised global ratings agency focused on peer-to peer lending.
After an extensive and independent evaluation earlier this year, 4thWay praised FOLK2FOLK’s conservative lending approach, profitability, and commitment to investor security.
In his review, 4th Way CEO and lead researcher Neil Faulkner remarked, “This investment is probably as solid as it gets,” and described FOLK2FOLK as “a reliable, safe over-performer.” The review also highlighted that returns have been “in the region of 8.75% interest” per annum.
The review highlighted FOLK2FOLK’s impressive cumulative lending, which has reached over £725 million in business loans since it was established in 2013. This achievement reflects the platform’s strong performance and continued growth, helping UK SME owners access essential finance while providing attractive, property-backed investment invest/opportunities for investors, currently from 8.75% p.a.
The review adds that FOLK2FOLK has funded “by far the most P2P loans of any provider in the UK”, with “plausibly impeccable results for more than a decade”.
Roy Warren, Managing Director of FOLK2FOLK, commented, “Opening ourselves to such a thorough review process was an important step in demonstrating our commitment to transparency and providing secure, profitable investment opportunities. We are immensely proud of our track record and the trust our investors place in us. This independent review underscores our dedication to maintaining the highest standards for our investors and highlights the hard work and care taken by our team.”
The review also highlighted FOLK2FOLK’s conservative lending principles, remarking that the platform “sticks to lending it understands, even through its high-growth phases.” Paired with attractive interest rates and an emphasis on investor security, this steady approach aligns with FOLK2FOLK’s commitment to sustainable growth and investor trust.
Key Points from the Review:
- A solid investment: “This investment is probably as solid as it gets,”
- Reliable Track Record: “FOLK2FOLK, with its long track record, is a reliable, safe over-performer”
- Strong Profitability: “FOLK2FOLK itself is resoundingly profitable”
- Conservative Approach: “Sticks to lending it understands, even through its high-growth phases”
- Attractive Interest Rates: “Interest rates can be very attractive”
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About 4thWay
4thWay is the world’s first ratings agency for peer-to-peer lending, dedicated to providing investors with rigorous, independent reviews of lending platforms. Their comprehensive evaluations help investors make informed decisions based on detailed analysis and data.
For more details, read the full review.
