Risk & Reward

The relative risk and reward of investing via FOLK2FOLK


Investing into peer to peer loans, like all forms of investment, comes with degrees of risk. Our loan investments offer a range of risk when compared to one another. Lenders are rewarded with interest rates ranging from 4.5% p.a. up to 9% p.a. (interest rate is dependent upon availability of loans).

Download our handy infographic which explains our outlook on the relative risk and reward of FOLK2FOLK loan investments to help you choose between them.


Capital at risk. No FSCS.

Risk & Reward Infographic

An explanation for FOLK2FOLK Lenders about the relative risk and reward of our secured loans.

Download now
Register as an investor

Make your money work harder by earning an inflation-beating interest rate on your capital while helping to fund local businesses

  •  Invest from £20,000
  • Fixed interest rate of 4.5% – 9% p.a. paid monthly (interest rate is dependent upon availability of loans)
  • Secured against UK land and property (Max 60% LTV Open Market Value)
  •  Tax efficient investments possible with our IFISA
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